Payment Processing Software: 2025 Development Expenses

Payment Processing Software: 2025 Development Expenses

Blog Article

Building payment processing systems in 2025 ranges from $250K for basic gateways to $1.5M+ for global platforms. Real-time payment capabilities add $200K-$400K, while fraud detection AI contributes $150K-$300K. PCI compliance implementation costs $100K-$200K, and multi-currency support adds $75K-$150K. Financial institutions should budget for payment network integrations ($50K-$100K each) and ongoing transaction monitoring ($25K-$50K monthly). Cloud-based architectures reduce infrastructure costs but require 24/7 availability engineering, adding 15-20% to development budgets.